Nigerian Tax Calculator & Compliance Platform
Know What You Owe. Keep What's Yours.
Calculate your personal income tax in 60 seconds. Track income, maximize deductions, and prepare for filing—all in one place.
The Nigeria Tax Act 2025 Changed Everything
New tax brackets, new thresholds, new rules. Here's what actually changed for freelancers, content creators, and small business owners.
New ₦800,000 Tax-Free Threshold
Earn under ₦800,000 per year? You pay ₦0 in tax. This was previously around ₦300,000.
New Progressive Tax Brackets
Tax rates now range from 15% to 25% on income above the threshold, replacing the old 7%-24% system.
Rent Relief of Up to ₦500,000
Deduct 20% of your annual rent from taxable income, up to ₦500,000 maximum.
KeepAm Makes Nigerian Tax Simple
Stop guessing. Stop worrying. Our calculator uses the official 2026 rates to show you exactly what you owe—and helps you track everything year-round.
Everything You Need for Nigerian Tax Compliance
From calculating your tax to filing your returns, KeepAm has you covered.
Tax Calculator
Calculate your personal income tax in 60 seconds with 2026 rates
Income Tracking
Track income from all sources—freelance, content, salary, foreign
Expense Tracking
Log deductible expenses and maximize your tax savings
Filing Preparation
Generate reports ready for LIRS, FIRS, or your accountant
VAT Management
Calculate input/output VAT and track registration thresholds
Compliant Invoicing
Create professional invoices that meet Nigerian tax requirements
Deadline Reminders
Never miss a filing deadline with automated alerts
PAYE Calculator
Calculate employee deductions and employer obligations
Built for Nigerian Freelancers, Creators, and Businesses
Whether you're just starting out or already earning big, we have guides and tools for you.
Freelancers
Work with clients online? Learn how to track income, claim deductions, and file correctly.
Content Creators
YouTube, TikTok, Instagram monetization? Understand how creator income is taxed.
Remote Workers
Earning in USD from foreign companies? Know your Nigerian tax obligations.
Small Business
Running a business? Learn about company tax, VAT, and e-invoicing requirements.
Track Your Earnings. Know Your Tax. Sleep Better.
Every time you get paid—brand deal, AdSense, freelance gig—add it to KeepAm. We'll tell you exactly how much of it is tax, what to set aside, and what you'll owe at filing time.
See Tax Impact On Every Payment
Got ₦150K from a brand deal? We'll show you: ₦22,500 is tax, you keep ₦127,500. No surprises. No guessing. Know instantly how every naira affects your tax.
- Real-time tax calculation as you add income
- Running total of what you owe so far
- 'You keep' amount shown on every entry
- Works with NGN, USD, GBP, EUR
YouTube AdSense
$300 USD
Brand Sponsorship
Opay
Fiverr Withdrawal
$50 USD
Built for How Creators Actually Earn
YouTube AdSense in dollars? Sponsorship to OPay? Fiverr withdrawals? We handle it all. Add income in any currency, from any source. We convert, calculate, and track automatically.
- YouTube, TikTok, Instagram income tracking
- Automatic USD/GBP to NGN conversion
- Brand deals, affiliates, sponsorships
- Freelance income (Upwork, Fiverr, direct clients)
Set aside this month
₦48,500
Based on ₦485,000 income
💡 On track! You're setting aside the right amount.
Know Exactly What To Set Aside
No more guessing '30% should be safe.' KeepAm tells you exactly how much to set aside each month based on what you've actually earned. When March comes, you'll have exactly what you need.
- Monthly set-aside recommendations
- Tax bracket alerts when you're close to jumping up
- Year-end projection based on your pattern
- Never pay penalties for being unprepared
Nigerian Tax Questions Answered
Quick, accurate answers based on the Nigeria Tax Act 2025
What are Nigerian tax rates in 2026?
Personal income tax rates for 2026 are: 0% on the first ₦800,000; 15% on ₦800,001-₦3,000,000; 18% on ₦3,000,001-₦12,000,000; 21% on ₦12,000,001-₦25,000,000; 23% on ₦25,000,001-₦50,000,000; and 25% on income above ₦50,000,000.
Source: Nigeria Tax Act 2025
Nigeria uses a progressive tax system, meaning different portions of your income are taxed at different rates. The first ₦800,000 is completely tax-free—this is the largest tax-free threshold in Nigeria's history.
Last updated: January 2026
Do freelancers pay tax in Nigeria?
Yes, freelancers in Nigeria must pay personal income tax on earnings above ₦800,000 per year. Self-employed individuals are responsible for self-assessment and must file returns by March 31 each year.
Source: Nigeria Tax Act 2025
As a freelancer, you're responsible for calculating and paying your own tax—there's no employer to do it for you. You'll need a TIN (Tax Identification Number) and must file an annual return.
Last updated: January 2026
What is rent relief in Nigerian tax?
Rent relief allows Nigerian taxpayers to deduct 20% of their annual rent from taxable income, up to a maximum of ₦500,000. This deduction was introduced under the Nigeria Tax Act 2025.
Source: Nigeria Tax Act 2025
Example: If you pay ₦2,000,000 in annual rent, you can deduct ₦400,000 (20%) from your taxable income. If you pay ₦3,000,000 or more, you get the maximum ₦500,000 deduction.
Last updated: January 2026
200+
Creators, freelancers & SMEs using KeepAm
₦0
Average tax for users earning under ₦800K
90%
Of users owe less than they expected
2 min
To see your tax breakdown
What Nigerian Creators Are Saying
"I've been making money on YouTube for 3 years and never knew what I was supposed to pay. KeepAm showed me I actually owe way less than I thought—and now I know exactly what to set aside each month. No more anxiety."
Dami O.
YouTuber, 120K subscribers, Lagos
"All my freelance clients pay in USD. I had no idea how to calculate tax on foreign income. KeepAm converts everything and shows me the tax instantly. I finally feel like I know what I'm doing."
Kemi A.
Freelance Designer, Fiverr Top Rated
"My accountant recommended KeepAm for tracking between our quarterly meetings. Now when we meet, I just share my report and everything's organized. Saves us both time."
Tunde E.
Software Developer, Multiple Clients
Ready to Finally Know What You Owe?
Join 10,000+ creators and freelancers who stopped guessing and started knowing.
or create a free account to track all year